BANK COMPARE
SIB· Q1 FY27

South Indian Bank

Advances reported on a gross basis

Assets
₹1,44,451 Cr
Deposits
₹1,25,817 Cr
11%YoY
Advances
₹1,04,368 Cr
19%YoY
Business
₹2,30,185 Cr
15%YoY
Net Profit
₹378 Cr

Profitability

NII₹1,025 Cr
Total income₹1,404 Cr
Operating profit₹592 Cr
Net profit₹378 Cr
NIM3.23%
ROA / ROE1.05% / 12.84%

Profitability waterfall

  1. NII₹1,025 Cr
  2. +Other income₹379 Cr
  3. =Total income₹1,404 Cr
  4. Operating expenses (derived)₹812 Cr
  5. =Operating profit₹592 Cr
  6. Provisions incl. tax₹214 Cr
  7. =Net profit₹378 Cr

Gross Profit: Not separately reported as 'Gross Profit'. Operating Profit ₹592 Cr used.

NIM — quarterly trend

Net profit — quarterly trend

NIM — peers

ROA — peers

ROE — peers

Net profit — peers