SIB· Q1 FY27
South Indian Bank
Advances reported on a gross basis
- Assets
- ₹1,44,451 Cr
- Deposits
- ₹1,25,817 Cr
- Advances
- ₹1,04,368 Cr
- Business
- ₹2,30,185 Cr
- Net Profit
- ₹378 Cr
11%YoY
19%YoY
15%YoY
Advances
Advances (Gross)₹1,04,368 Cr
19%YoY
Reported gross of provisions
Total business₹2,30,185 Cr
15%YoY
Advances — quarterly trend
Advances growth — peer comparison
Advances — peer comparison (mixed Gross/Net basis, see note)
Advances basis differs by bank — Federal Bank reports Net advances while the remaining banks report Gross. Compare with care.
Loan mix — RAM (Retail, Agriculture, MSME)
- RAM / non-corporate focus
- ~60% of loan book
- Agriculture / MSME focus
- Retail, MSME, Agriculture
Portfolio mix emphasizes Retail, MSME and Agriculture; use source wording in dashboard
· Pages 4, 15Reported/Presentation context
Shift from Corporate toward MSME and Retail
· Pages 4, 15Reported
Priority sector lending (PSL)
PSL — Not disclosed. PSL is never inferred from RAM figures.