BANK COMPARE
CUB· Q1 FY27

City Union Bank

Advances reported on a gross basis

Assets
₹98,389 Cr
Deposits
₹79,342 Cr
21%YoY
Advances
₹67,645 Cr
25%YoY
Business
₹1,46,988 Cr
23%YoY
Net Profit
₹382.6 Cr

Scale

Total assets₹98,389 Cr
Deposits₹79,342 Cr
21%YoY
Advances₹67,645 Cr
25%YoY
Total business₹1,46,988 Cr
23%YoY
Branches1,000
EmployeesNot disclosed

QoQ change and prior-period absolute values populate once additional quarters are loaded — see Full Year.

How CUB compares

Peers:
CASA Ratio
26.59%
Peer avg29.42%
Behind peers
NIM
3.78%
Peer avg3.74%
Ahead of peers
ROA
1.57%
Peer avg1.4%
Ahead of peers
ROE
14.37%
Peer avg12.92%
Ahead of peers
GNPA
1.73%
Peer avg1.37%
Behind peers

Key drill-downs

Liabilities →Assets & Loans →Profitability →Asset Quality →Capital →NRI →Digital →Full Year →

Recent initiatives

All →
  • Digital banking

    All-in-one mobile banking app with 50+ services

  • Technology / payments

    API banking, digital lending, digital channels, merchant/collections, connected banking, AI/ML

  • Credit / SME

    Granular collateralized SME/MSME lending; ~37% of loan book

Sources

  • CUB-INV-PPT-JUN-2026.pdf· Q1 FY27 · pages Pages 5, 8-15, 21, 27, 29, 33-37