CUB· Q1 FY27
City Union Bank
Advances reported on a gross basis
- Assets
- ₹98,389 Cr
- Deposits
- ₹79,342 Cr
- Advances
- ₹67,645 Cr
- Business
- ₹1,46,988 Cr
- Net Profit
- ₹382.6 Cr
21%YoY
25%YoY
23%YoY
Advances
Advances (Gross)₹67,645 Cr
25%YoY
Reported gross of provisions
Total business₹1,46,988 Cr
23%YoY
Advances — quarterly trend
Advances growth — peer comparison
Advances — peer comparison (mixed Gross/Net basis, see note)
Advances basis differs by bank — Federal Bank reports Net advances while the remaining banks report Gross. Compare with care.
Loan mix — RAM (Retail, Agriculture, MSME)
- SME/MSME share
- ~37% of loan book
Granular, collateralized lending
· Page 5Reported
Priority sector lending (PSL)
- Priority-sector data
- Not separately disclosed
Do not infer PSL percentage from SME/MSME share
· PresentationNot disclosed