Methodology
Sources & data dictionary
Every figure in this dashboard traces back to a specific document and page.
Comparability rule
Do not treat blanks / Not disclosed as zero. Advances are flagged Gross or Net. CASA ratio may be reported or derived. PCR fields preserve bank-specific definitions. Revenue is standardized to Total Income. Total Business growth may be derived when the presentation does not explicitly report it; such rows are marked derived.
Source documents
| Bank | Source file | Quarter | Pages cited |
|---|---|---|---|
| Karur Vysya Bank | KVB investor-presentation-2026-07-20.pdf | Q1 FY26-27 | Pages 4-5, 8-15, 21-23, 33-38, 45 |
| Karnataka Bank | Karnataka bank investorspptfinalsd-(2).pdf | Q1 FY27 | Pages 4, 8-10, 14-16, 20-21, 28, 31, 34-36 |
| Federal Bank | FEDERALBNK_17072026134906_fbl_investor_presentation_170726_signd.pdf | Q1 FY27 | Pages 4-12, 18, 23-26, 29-31, 33, 36 |
| South Indian Bank | sib_investor_presentation_q1_fy2026-27.pdf | Q1 FY26-27 | Pages 4, 6-7, 15, 19-22, 30, 32, 35-37 |
| City Union Bank | CUB-INV-PPT-JUN-2026.pdf | Q1 FY27 | Pages 5, 8-15, 21, 27, 29, 33-37 |
| Tamilnad Mercantile Bank | tmb Investor Presentation Q1FY27 (1).pdf | Q1 FY26-27 | Pages 5-10, 19-25, 31-38 |
Data dictionary
| Metric | Definition | Unit | Time basis | Treatment |
|---|---|---|---|---|
| Total Assets | Balance-sheet total assets at quarter end | ₹ Cr | Point-in-time | Reported |
| Deposits | Total deposits at quarter end | ₹ Cr | Point-in-time | Reported |
| Advances | Headline loan/advance figure; basis is explicitly flagged as Gross or Net | ₹ Cr | Point-in-time | Reported |
| Total Business | Deposits + advances where the bank defines it that way; retain bank-reported figure when available | ₹ Cr | Point-in-time | Reported / derived |
| CASA | Current + Savings account deposits | ₹ Cr | Point-in-time | Reported / derived |
| CASA Ratio | CASA divided by total deposits | % | Point-in-time | Reported / derived |
| Revenue / Total Income | Banking-equivalent top-line; banks generally report Total Income rather than 'Revenue' | ₹ Cr | Quarter | Standardized label |
| Operating Profit | Operating profit / PPOP-style measure as reported by each bank | ₹ Cr | Quarter | Reported |
| Gross Profit | Only populated where the presentation explicitly uses this label; otherwise do not infer | ₹ Cr | Quarter | Reported only |
| NII | Net interest income | ₹ Cr | Quarter | Reported |
| Net Profit / PAT | Profit after tax | ₹ Cr | Quarter | Reported |
| NIM | Net interest margin | % | Quarter / annualized as bank presents | Reported |
| ROA | Return on assets | % | Annualized | Reported |
| ROE | Return on equity | % | Annualized | Reported |
| GNPA / NNPA | Gross / net non-performing assets | % | Point-in-time | Reported |
| PCR | Provision coverage ratio; primary and secondary fields preserve different bank definitions such as with/without write-off | % | Point-in-time | Reported |
| CRAR | Capital adequacy ratio | % | Point-in-time | Reported |
| RAM | Retail, Agriculture, MSME; only use a formal RAM total/share where the bank explicitly reports it | ₹ Cr / % | Point-in-time | Reported only |
| PSL | Priority-sector lending measure; do not infer from RAM or MSME unless explicitly stated | ₹ Cr / % | Point-in-time | Reported only |
| Digital Transaction Share | Share of transactions served digitally; definition must be displayed with source context | % | Quarter | Reported |
| NRI Metric | NRI/NRE/FCNR/remittance metric exactly as disclosed; not forced into one universal definition | ₹ Cr / % / text | Point-in-time | Reported |