SIB· Q1 FY27
South Indian Bank
Advances reported on a gross basis
- Assets
- ₹1,44,451 Cr
- Deposits
- ₹1,25,817 Cr
- Advances
- ₹1,04,368 Cr
- Business
- ₹2,30,185 Cr
- Net Profit
- ₹378 Cr
11%YoY
19%YoY
15%YoY
Scale
Total assets₹1,44,451 Cr
Deposits₹1,25,817 Cr
11%YoY
Advances₹1,04,368 Cr
19%YoY
Total business₹2,30,185 Cr
15%YoY
Branches953
Employees9,323
QoQ change and prior-period absolute values populate once additional quarters are loaded — see Full Year.
How SIB compares
Peers:
CASA Ratio
32.98%
Peer avg28.36%
Ahead of peers
NIM
3.23%
Peer avg3.83%
Behind peers
ROA
1.05%
Peer avg1.48%
Behind peers
ROE
12.84%
Peer avg13.17%
Behind peers
GNPA
1.38%
Peer avg1.43%
Ahead of peers
Key drill-downs
Recent initiatives
All →- Liabilities
Fintech partnerships to open deposit accounts for new-to-bank customers
- Digital liabilities
In-house digital deposits, digital personal loans and secured credit line on UPI
- NRI
NRI mobile-number switching through Mirror+; NRI deposit focus
Sources
- sib_investor_presentation_q1_fy2026-27.pdf· Q1 FY26-27 · pages Pages 4, 6-7, 15, 19-22, 30, 32, 35-37