BANK COMPARE
KTK· Q1 FY27

Karnataka Bank

Advances reported on a gross basis

Assets
₹1,30,475 Cr
Deposits
₹1,10,396 Cr
7%YoY
Advances
₹86,610 Cr
17%YoY
Business
₹1,97,006 Cr
11%YoY
Net Profit
₹418.95 Cr

Scale

Total assets₹1,30,475 Cr
Deposits₹1,10,396 Cr
7%YoY
Advances₹86,610 Cr
17%YoY
Total business₹1,97,006 Cr
11%YoY
BranchesNot disclosed
Employees8,962

QoQ change and prior-period absolute values populate once additional quarters are loaded — see Full Year.

How KTK compares

Peers:
CASA Ratio
32.42%
Peer avg28.45%
Ahead of peers
NIM
3.2%
Peer avg3.84%
Behind peers
ROA
1.29%
Peer avg1.44%
Behind peers
ROE
12.48%
Peer avg13.23%
Behind peers
GNPA
2.58%
Peer avg1.23%
Behind peers

Key drill-downs

Liabilities →Assets & Loans →Profitability →Asset Quality →Capital →NRI →Digital →Full Year →

Recent initiatives

All →
  • Liabilities

    Flexi Deposit for HNI customers; virtual account and capital-gain account in pipeline

  • Agri / PSL

    SHG partnerships; eNWR ecosystem to strengthen post-harvest finance

  • Payments

    Pine Labs PoS; NFC QR Tap & Pay; programmable CBDC

Sources

  • Karnataka bank investorspptfinalsd-(2).pdf· Q1 FY27 · pages Pages 4, 8-10, 14-16, 20-21, 28, 31, 34-36