KTK· Q1 FY27
Karnataka Bank
Advances reported on a gross basis
- Assets
- ₹1,30,475 Cr
- Deposits
- ₹1,10,396 Cr
- Advances
- ₹86,610 Cr
- Business
- ₹1,97,006 Cr
- Net Profit
- ₹418.95 Cr
7%YoY
17%YoY
11%YoY
Advances
Advances (Gross)₹86,610 Cr
17%YoY
Reported gross of provisions
Total business₹1,97,006 Cr
11%YoY
Advances — quarterly trend
Advances growth — peer comparison
Advances — peer comparison (mixed Gross/Net basis, see note)
Advances basis differs by bank — Federal Bank reports Net advances while the remaining banks report Gross. Compare with care.
Loan mix — RAM (Retail, Agriculture, MSME)
- Retail advances
- 43,714
- MSME & Agri loan share
- 32.1%
Retail classification per RBI definition
· Page 4Reported
Share of MSME & Agri loans
· Page 34Reported
Priority sector lending (PSL)
- PSL initiative
- SHG partnerships + eNWR ecosystem
Partnerships intended to expand agri lending and support PSL targets
· Page 28Reported