KTK· Q1 FY27
Karnataka Bank
Advances reported on a gross basis
- Assets
- ₹1,30,475 Cr
- Deposits
- ₹1,10,396 Cr
- Advances
- ₹86,610 Cr
- Business
- ₹1,97,006 Cr
- Net Profit
- ₹418.95 Cr
7%YoY
17%YoY
11%YoY
Asset quality
GNPA2.58%
Lower is better
NNPA0.87%
Lower is better
PCR (primary)67.03%
PCR (secondary)84.7%
PCR definition — always shown alongside the figure
Provision coverage ratio; primary and secondary fields preserve different bank definitions such as with/without write-off
Primary
67.03%
Source: Karnataka bank investorspptfinalsd-(2).pdf, page 10
Secondary
84.7%
Source: Karnataka bank investorspptfinalsd-(2).pdf, page 10
Primary and secondary PCR preserve each bank’s own with/without-technical-write-off basis — never averaged or compared across banks without checking the basis on each figure.