SIB· Q1 FY27
South Indian Bank
Advances reported on a gross basis
- Assets
- ₹1,44,451 Cr
- Deposits
- ₹1,25,817 Cr
- Advances
- ₹1,04,368 Cr
- Business
- ₹2,30,185 Cr
- Net Profit
- ₹378 Cr
11%YoY
19%YoY
15%YoY
Asset quality
GNPA1.38%
Lower is better
NNPA0.26%
Lower is better
PCR (primary)94.51%
PCR (secondary)81.4%
PCR definition — always shown alongside the figure
Provision coverage ratio; primary and secondary fields preserve different bank definitions such as with/without write-off
Primary
94.51%
Source: sib_investor_presentation_q1_fy2026-27.pdf, page 37
Secondary
81.4%
Source: sib_investor_presentation_q1_fy2026-27.pdf, page 37
Primary and secondary PCR preserve each bank’s own with/without-technical-write-off basis — never averaged or compared across banks without checking the basis on each figure.