BANK COMPARE
CUB· Q1 FY27

City Union Bank

Advances reported on a gross basis

Assets
₹98,389 Cr
Deposits
₹79,342 Cr
21%YoY
Advances
₹67,645 Cr
25%YoY
Business
₹1,46,988 Cr
23%YoY
Net Profit
₹382.6 Cr

Profitability

NII₹820.1 Cr
Total income₹2,229 Cr
Operating profit₹580.6 Cr
Net profit₹382.6 Cr
NIM3.78%
ROA / ROE1.57% / 14.37%

Profitability waterfall

  1. NII₹820.1 Cr
  2. +Other income₹243.6 Cr
  3. =Total income₹2,229 Cr
  4. −Operating expenses (derived)₹1,648 Cr
  5. =Operating profit₹580.6 Cr
  6. −Provisions incl. tax₹1,980 Cr
  7. =Net profit₹382.6 Cr

Gross Profit: ₹580.6 Cr (reported as Gross Profit). Also labelled Operating Profit in the income statement; retained as reported Gross Profit.

NIM — quarterly trend

Net profit — quarterly trend

NIM — peers

ROA — peers

ROE — peers

Net profit — peers