RBL· Q1 FY27
Ratnakar Bank Limited
Advances reported on a net basis
- Assets
- ₹1,85,556 Cr
- Deposits
- ₹1,24,829 Cr
- Advances
- ₹1,16,223 Cr
- Business
- ₹2,41,052 Cr
- Net Profit
- ₹253.7 Cr
11%YoY
23%YoY
Not disclosed
Asset quality
GNPA1.3%
Lower is better
NNPA0.37%
Lower is better
PCR (primary)94.94%
PCR (secondary)72%
PCR definition — always shown alongside the figure
Provision coverage ratio; primary and secondary fields preserve different bank definitions such as with/without write-off
Primary
94.94%
Source: RBL Bank Q1 FY 2026 2027 INVESTOR PRESENTATION.pdf, page 6
Secondary
72%
Source: RBL Bank Q1 FY 2026 2027 INVESTOR PRESENTATION.pdf, page 6
Primary and secondary PCR preserve each bank’s own with/without-technical-write-off basis — never averaged or compared across banks without checking the basis on each figure.