KVB· Q1 FY27
Karur Vysya Bank
Advances reported on a gross basis
- Assets
- ₹1,44,364 Cr
- Deposits
- ₹1,22,587 Cr
- Advances
- ₹1,04,680 Cr
- Business
- ₹2,27,267 Cr
- Net Profit
- ₹756 Cr
15%YoY
17%YoY
16%YoY
Advances
Advances (Gross)₹1,04,680 Cr
17%YoY
Reported gross of provisions
Total business₹2,27,267 Cr
16%YoY
Advances — quarterly trend
Advances growth — peer comparison
Advances — peer comparison (mixed Gross/Net basis, see note)
Advances basis differs by bank — Federal Bank reports Net advances while the remaining banks report Gross. Compare with care.
Loan mix — RAM (Retail, Agriculture, MSME)
- RAM advances
- 90,324
- RAM growth YoY
- 18%
Commercial 36,459; Retail 27,770; Agriculture 26,095
· Page 15Reported
RAM verticals
· Page 15Reported
Priority sector lending (PSL)
PSL — Not disclosed. PSL is never inferred from RAM figures.